What every desperate federal student loan debtor desperately needs to know

What every desperate federal student loan debtor desperately needs to know:
http://www.tgslc.org/borrowers/repay/ibr.cfm
Partial contents below:


How do I qualify?

You must meet certain criteria in order to qualify for IBR. You can use TG's IBR calculator to help you determine if you may be eligible for this program. If it appears that you are eligible, the calculator will provide you an estimated monthly payment amount under IBR.

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What kinds of loans are eligible for IBR?

IBR is only available for federal student loans, such as the Stafford, Grad PLUS, and certain Consolidation loans. It is not available for Parent PLUS loans, Consolidation loans that include Parent PLUS loans, non-federal student loans, or defaulted loans.

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How long is the repayment term for loans under the IBR plan?

The repayment term for loans paid under the IBR plan may extend up to 25 years. Any outstanding principal and interest still owed after 25 years of qualifying payments will be forgiven and may be taxable.