Workable way to implement Bernies plan to wipe out a trillion in student debt

A way to implement Bernie’s plan for the federal government to wipe out all student debt. How to transition to a European like college loan system: 25 years to pay off — income based — then, forgive for any amount left. The kind of system we should have had in the first place.

Simple: fed gov offers to pay off any college loan amount that you owe — in exchange you agree to take on the European style loan setup. For people just out of school the exchange would be simple — straight forward trade of debt. How to handle people, say, twelve years out of school, who have of have not kept up their original payments, it will take a national conversation to sort out different situations.

The loan switching scheme avoids some of the problems with graduates who have kept up their payments objecting to simple loan wipe out for graduates who have not.