Three steps to Medicare for all

Three steps to Medicare for all:

-- make all health insurers nonprofit,
-- make all insurance plans offer the same benefits,
-- or the other way around;

-- phase in government covering premiums over 10 years, so employees can gradually reconstruct contracts with their employers to compensate for lost benefit remuneration;

-- phase in 50-75% (hopefully) labor union density,
-- coupled with sector wide contracts,
-- to see to it that gradually dropping benefit remuneration is actually compensated for.
(hint) https://onlabor.org/why-not-hold-union-representation-elections-on-a-regular-schedule/
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How to relieve college loan burden sensibly to most peoples' taste: government pays off your loan and issues you a new loan for the same amount -- to be paid off at some share of income (or whatever scheme; examples in Europe) over 25 years -- after which balance forgiven.  Anybody objects to subsidizing better off, just say all grammar school, high school ed covered by state; college you have to pay for most or all of.

Bonus: make credit scores forget old college loan defaults, once gov covers?